Digital Wallet & Payment System

Digital Wallet & Payment System

ClientFinPay SolutionsServiceFintech / Mobile App
PlatformiOS & AndroidTechnologyReact Native • Blockchain

Digital Wallet & Payment Platform

The Challenge:

  • Fragmented payment flows causing 25% cart abandonment.
  • Security vulnerabilities in the legacy payment gateway.
  • Slow settlement times frustrating high-value users.
  • No unified wallet view across multiple currencies.

Solution:

  • Designed a unified wallet UI with real-time multi-currency balances.
  • Integrated blockchain ledger for immutable transaction records.
  • Replaced legacy gateway with a PCI-DSS compliant payment processor.
  • Added biometric authentication for frictionless, secure login.

Features:

  • Discovery: Fraud pattern analysis & user flow research.
  • UI Design: Minimalist wallet interface with real-time sync.
  • Development: React Native + Solidity smart contracts.
  • Testing: Penetration testing + PCI-DSS compliance audit.

Results:

  • 99.99% transaction success rate across peak load periods.
  • PCI-DSS Level 1 compliant from day one of launch.
  • Sub-second payment processing replacing 4-second legacy flow.
  • 200K+ active wallets onboarded in the first quarter.